Terms of Use

PDC is an independent financial-education website. It provides free tools, calculators and articles intended to help you organize your own numbers and understand what to compare.

• PDC is not a lender and does not make loans.
• PDC is not a loan broker.
• PDC is not a credit-repair company.
• PDC is not a debt-settlement provider.
• PDC is not a financial, legal or tax adviser.

Estimates produced by PDC tools are based entirely on figures you enter and on simple arithmetic. They are not offers, approvals, quotes or predictions. No approval, rate, saving, payoff date or outcome is guaranteed.

PDC links to third-party providers, nonprofits and government resources. PDC does not control those sites and is not responsible for their content, terms or availability. Provider terms change; always confirm current terms directly with the provider.

Do not attempt to disrupt the site, scrape it at a volume that degrades service for others, or republish its content as your own. Content on PDC is provided for personal, non-commercial use.

The site is provided on an "as is" basis without warranties of any kind. To the maximum extent permitted by law, PDC is not liable for any loss arising from decisions you make using information on the site.

Questions about these terms: hello@personaldebtconsolidation.com.